Mortgage lender refusal due to spray foam
Why it happens here
Most UK lenders treat spray foam in a roof as a risk because it can hide structural problems and trap moisture. In Wimbledon, where property turnover is high, this stalls sales regularly. The foam has to be removed or professionally assessed before lending can proceed.
Our approach
We remove the foam, check the timbers, and provide a clear written record of the work. That is what the lender and valuer need to see. We have done this enough times in SW19 to know exactly what they look for.